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Loans and Credit Cards

Consumer Loans
The Consumer Lending Department at First National Bank and Trust Co. can help with loans for automobiles, recreational vehicles, boats and motorcycles, as well as loans for other personal reasons.

Mortgage Loans
FNB offers a wide variety of Mortgage Loan products. These include Conventional, FHA, VA, Rural Development and the HUD 184 (Native American) loan.   FNB has continually been a leader in the nation for originating HUD 184 loans which promote Native American home ownership.   FNB also provides financing for new home construction.  FNB mortgage staff is available and ready to provide Mortgage Loan options for you.  Please click on the attachment below to download our mortgage application and also a list of items you will need to furnish our mortgage staff at the time you apply for a new mortgage.

• Information needed at the time of your loan application
• Uniform Residential Loan Application

Credit Cards
Need a credit card? First National Bank and Trust Co. offers Visa and MasterCard issued by The Bankers Bank Card Center with fixed rate options and consistently low rates. Terms for these cards include an introductory rate for balance transfers from another credit card, which holds until the balance is paid. Cards feature an interest free grace period and convenience checks.